For many prospective homebuyers in Cincinnati. The dream of owning a home may seem out of reach due to the high costs associated with buying a house. However, there is a lesser-known option that could make buying a home much more affordable: 1% down mortgages. These mortgages only require the buyer to put down 1%…

Everyone knows mortgage payments are always due on the first day of the month. But, while this is correct, there’s more to the story. If you make your mortgage payment on June 1, the principal and interest you’re paying are applied to the period of May 1 through May 31. This is called making payments…